Privacy Policy

Last Updated: January 13, 2026

Welcome to Bill App ("we," "our," or "us"). We value your privacy and are committed to protecting your personal data using the highest security standards.

1. Data Collection and Usage

We adhere to a data minimization principle. We do not collect, store, or share your personal financial data.

• Local Storage: All bill data you enter (categories, amounts, dates) is stored locally on your device using Apple's SwiftData framework.
• iCloud Sync: If you enable iCloud, your data is synced via Apple's CloudKit to your own private iCloud container. We do not have access to this data.

2. App Functionality Permissions

To provide core features, the App may request the following permissions:

• Notifications: Used solely to send bill due reminders locally.
• Face ID / Touch ID: Used solely for local app unlocking to protect your privacy. Biometric data is processed by the iOS system and never accessible to the App.

3. Subscription Services

We use RevenueCat to manage auto-renewable subscriptions.

• RevenueCat may execute anonymous purchase verification to validate your pro status.
• We do not process or store credit card information. All payments are handled securely by Apple via the App Store.

4. Third-Party Services

We do not integrate any third-party advertising SDKs or data analytics that track user identities.

5. Data Deletion

Since data is stored locally or in your iCloud, deleting the App or cleaning data from iCloud settings will permanently remove all your data. We do not maintain any backup of your data on our servers.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: Support@kunlungrowth.com